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Bajaj Finance Ltd.
 
BSE Code 500034
ISIN Demat INE296A01032
Book Value 163.77
NSE Code BAJFINANCE
Dividend Yield % 0.59
Market Cap 6353275.07
P/E 35.68
EPS 28.60
Face Value 1  
(Rs. in Million)
Particulars Mar 2026Mar 2025Mar 2024Mar 2023Mar 2022
INCOME :          
Operating Income698510.00  585240.00  469390.00  356840.00  278720.00  
     Sale of Shares / Units          
     Interest income613570.00  515490.00  407830.00  301420.00  237360.00  
     Portfolio management services110.00  180.00  240.00  290.00  430.00  
     Dividend income50.00  110.00        
     Brokerages & commissions38040.00  26820.00  26400.00  21610.00  13700.00  
     Processing fees and other charges35150.00  29590.00  23680.00  20460.00  15710.00  
     Other Operating Income11600.00  13050.00  11250.00  13060.00  11520.00  
Operating Income (Net)698510.00  585240.00  469390.00  356840.00  278720.00  
EXPENDITURE :          
Increase/Decrease in Stock          
Employee Cost82860.00  69070.00  58490.00  46140.00  32250.00  
     Salaries, Wages & Bonus75170.00  61720.00  52140.00  41030.00  28450.00  
     Workmen and Staff Welfare Expenses810.00  770.00  1550.00  1170.00  890.00  
     Other Employees Cost4250.00  4430.00  3010.00  2560.00  1420.00  
Operating & Establishment Expenses43580.00  36690.00  31100.00  28020.00  24290.00  
     Depository Charges          
     Security Transaction tax          
     Software & Technical expenses9110.00  7080.00  6600.00  5270.00  4160.00  
     Commission, Brokerage & Discounts26660.00  20530.00  17160.00  17590.00  16650.00  
     Rent , Rates & Taxes1210.00  1100.00  670.00  500.00  460.00  
     Repairs and Maintenance2420.00  2590.00  1440.00  1320.00  1050.00  
     Insurance170.00  110.00  80.00  60.00  60.00  
     Electricity & Power          
     Other Operating Expenses4010.00  5270.00  5150.00  3280.00  1920.00  
Administrations & Other Expenses23900.00  19280.00  14400.00  12400.00  7100.00  
     Printing and stationery80.00  90.00  90.00  120.00  70.00  
     Professional and legal fees9980.00  5580.00  2350.00  1270.00  890.00  
     Advertisement & Sales Promotion4300.00  4610.00  3360.00  3460.00  1680.00  
     Other General Expenses9530.00  9000.00  8600.00  7550.00  4460.00  
Provisions and Contingencies105120.00  83070.00  48620.00  32840.00  48970.00  
     Provisions for contingencies          
     Provisions against NPAs          
     Bad debts /advances written off          
     Provision for doubtful debts          
     Losson disposal of fixed assets(net)170.00  330.00  120.00  130.00  240.00  
     Losson foreign exchange fluctuations          
     Losson sale of non-trade current investments          
     Other Miscellaneous Expenses104940.00  82740.00  48500.00  32720.00  48730.00  
Less: Expenses Capitalised          
Total Expenditure255450.00  208100.00  152610.00  119410.00  112600.00  
Operating Profit (Excl OI)443060.00  377130.00  316780.00  237440.00  166120.00  
Other Income7890.00  8960.00  70.00  50.00  70.00  
     Other Interest Income  250.00        
     Other Commission          
     Discounts          
     Profit on sale of Fixed Assets          
     Income from investments          
     Provision Written Back7860.00  8560.00        
     Others30.00  150.00  70.00  50.00  70.00  
Operating Profit450950.00  386100.00  316850.00  237490.00  166190.00  
Interest216480.00  186560.00  140030.00  94240.00  76780.00  
     Loans60620.00  53400.00  37070.00  22840.00  16730.00  
     Deposits55360.00  51400.00  40280.00  26260.00  20360.00  
     Bonds / Debentures96890.00  78410.00  60250.00  43190.00  38280.00  
     Other Interest3610.00  3350.00  2420.00  1950.00  1410.00  
Depreciation9420.00  8220.00  6290.00  4440.00  3550.00  
Profit Before Taxation & Exceptional Items225060.00  191320.00  170530.00  138820.00  85860.00  
Exceptional Income / Expenses11660.00  25440.00        
Profit Before Tax236720.00  216760.00  170530.00  138820.00  85860.00  
Profit After Tax178040.00  166620.00  126440.00  102900.00  63500.00  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest          
Share of Associate          
Appropriations622630.00  500210.00  377050.00  283280.00  198380.00  
     General Reserve          
     Proposed Equity Dividend          
     Corporate dividend tax          
     Other Appropriation622630.00  500210.00  377050.00  283280.00  198380.00  
Equity Dividend %600.00  2800.00  1800.00  1500.00  1000.00  
Earnings Per Share29.00  268.00  205.00  170.00  105.00  
Adjusted EPS29.00  27.00  20.00  17.00  11.00  
 
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