| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 555639.77 | 529197.29 | 457989.11 | 342508.51 | 270388.19 |
| Interest / Discount on advances / Bills | 430550.09 | 407461.67 | 356579.94 | 269784.46 | 193786.94 |
| Interest on balances with RBI and other Inter-bank funds | 11225.40 | 8945.31 | 7793.84 | 5502.96 | 7234.22 |
| Income on investments | 108356.23 | 108288.96 | 88980.83 | 64586.51 | 66892.58 |
| Others | 5508.05 | 4501.35 | 4634.50 | 2634.58 | 2474.46 |
| Other Income | 116232.86 | 149611.35 | 102731.01 | 70830.51 | 59859.20 |
| Commission,exchange and brokerage | 82516.59 | 79442.64 | 70485.39 | 54400.10 | 42006.91 |
| Profit / (loss)on sale of investments(net) | 5090.30 | 39793.53 | -5597.94 | -7557.13 | -9.18 |
| Profit on sale of Fixed Assets | -35.74 | 419.15 | 30.26 | 75.09 | 234.29 |
| Foreign Exchange Gains | 27810.29 | 14277.94 | 14032.66 | 16366.59 | 18594.65 |
| Income earned from subsidiaries/joint venture | 6128.63 | 5243.77 | 4561.00 | 3646.06 | 3195.33 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | -5277.21 | 10434.32 | 19219.64 | 3899.81 | -4162.80 |
| Total Income | 671872.63 | 678808.64 | 560720.12 | 413339.02 | 330247.39 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 255538.96 | 245779.51 | 198057.11 | 126989.36 | 102209.12 |
| Intereston Deposits | 237851.64 | 226158.14 | 183267.21 | 117982.58 | 93155.60 |
| Interest on RBI / inter-bank borrowings | 8231.78 | 6762.20 | 3666.49 | 2505.37 | 5221.14 |
| Other Interest | 9455.55 | 12859.17 | 11123.41 | 6501.40 | 3832.39 |
| Operating Expenses | 195664.61 | 187764.40 | 166788.46 | 137869.94 | 107529.55 |
| Payments to and provisions for employees | 83907.79 | 79183.47 | 68926.32 | 55477.85 | 46133.52 |
| Rent,Taxes and lighting | 10598.39 | 10354.45 | 8336.70 | 8254.68 | 7180.60 |
| Depreciation on Banks property | 8186.40 | 7286.89 | 6147.92 | 4617.27 | 3809.93 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 55.46 | 53.05 | 41.62 | 38.84 | 35.47 |
| Law charges | 15187.56 | 18809.81 | 19877.38 | 16912.48 | 11889.76 |
| Communication Expenses | 4891.95 | 4689.30 | 4178.36 | 3665.39 | 2585.00 |
| Repairs and Maintenance | 14573.65 | 13455.40 | 11026.63 | 9293.50 | 6254.28 |
| Insurance | 6425.18 | 5534.48 | 4688.98 | 3907.17 | 3560.24 |
| Other expenses | 51838.22 | 48397.55 | 43564.56 | 35702.75 | 26080.74 |
| Provisions and Contingencies | 34811.82 | 29423.65 | 15737.42 | 4569.87 | 6895.62 |
| Provision for investments | -680.60 | 936.50 | 792.20 | -210.50 | -913.70 |
| Provision for advances | | | | | |
| Others Provisions | 35492.42 | 28487.15 | 14945.22 | 4780.37 | 7809.32 |
| Profit Before Tax | 185857.24 | 215841.09 | 180137.12 | 143909.85 | 113613.10 |
| Taxes | 45780.20 | 51340.30 | 42321.30 | 34516.90 | 27886.20 |
| Current Income Tax | 47063.40 | 53819.10 | 41834.00 | 34121.70 | 26834.50 |
| Deferred Tax | -1283.20 | -2478.80 | 487.30 | 395.20 | 1051.70 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 140077.04 | 164500.79 | 137815.82 | 109392.95 | 85726.90 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 140077.04 | 164500.79 | 137815.82 | 109392.95 | 85726.90 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 683353.91 | 615531.01 | 515416.75 | 413951.49 | 333224.66 |
| Transfer to Statutory Reserve | 35019.30 | 41125.20 | 34454.00 | 27348.30 | 21431.80 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 648334.61 | 574405.81 | 480962.75 | 386603.19 | 311792.86 |
| Equity Dividend % | 65.00 | 50.00 | 40.00 | 30.00 | 22.00 |
| Earnings Per Share | 14.00 | 83.00 | 69.00 | 55.00 | 43.00 |
| Adjusted EPS | 14.00 | 17.00 | 14.00 | 11.00 | 9.00 |