| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 36722.90 | 31073.50 | 25865.90 | 19940.30 | 16926.10 |
| Sale of Shares / Units | | | | | |
| Interest income | 32439.00 | 27189.90 | 22751.60 | 17762.80 | 15382.90 |
| Portfolio management services | 2009.50 | 1670.50 | 1209.00 | 1304.30 | 929.60 |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 965.90 | 851.40 | 797.30 | 332.20 | 220.90 |
| Other Operating Income | 1308.50 | 1361.70 | 1108.00 | 541.00 | 392.70 |
| Operating Income (Net) | 36722.90 | 31073.50 | 25865.90 | 19940.30 | 16926.10 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 4997.70 | 4071.80 | 3456.70 | 2790.90 | 2144.50 |
| Salaries, Wages & Bonus | 4396.10 | 3662.40 | 3019.50 | 2495.90 | 1889.40 |
| Workmen and Staff Welfare Expenses | 98.30 | 58.80 | 201.80 | 66.20 | 50.70 |
| Other Employees Cost | 206.50 | 110.20 | 20.30 | 56.30 | 76.70 |
| Operating & Establishment Expenses | 1284.60 | 1243.20 | 1192.20 | 444.80 | 287.20 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 77.20 | 107.30 | 88.50 | 66.10 | 59.00 |
| Repairs and Maintenance | 361.90 | 388.40 | 327.60 | 254.00 | 143.30 |
| Insurance | 123.60 | 106.00 | 102.80 | 90.40 | 62.40 |
| Electricity & Power | 53.00 | 52.70 | 42.80 | 34.30 | 22.50 |
| Other Operating Expenses | 668.90 | 588.80 | 630.50 | 0.00 | 0.00 |
| Administrations & Other Expenses | 1531.70 | 1321.50 | 1019.90 | 770.50 | 530.60 |
| Printing and stationery | 18.70 | 29.40 | 32.70 | 36.90 | 24.00 |
| Professional and legal fees | 273.70 | 186.00 | 134.40 | 74.20 | 61.40 |
| Advertisement & Sales Promotion | 355.00 | 327.20 | 206.00 | 140.80 | 52.40 |
| Other General Expenses | 884.30 | 778.90 | 646.80 | 518.60 | 392.80 |
| Provisions and Contingencies | 1070.60 | 821.00 | 528.70 | 574.20 | 548.80 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 393.30 | 322.00 | 368.50 | 187.30 | 60.40 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 6.20 | 2.70 | 3.40 | | 1.70 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 671.10 | 496.30 | 156.80 | 386.90 | 486.70 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 8884.60 | 7457.50 | 6197.50 | 4580.40 | 3511.10 |
| Operating Profit (Excl OI) | 27838.30 | 23616.00 | 19668.40 | 15359.90 | 13415.00 |
| Other Income | 342.40 | 112.20 | 0.60 | 2.40 | 0.50 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | 0.80 | |
| Income from investments | | | | | |
| Provision Written Back | 199.90 | 99.50 | | | |
| Others | 142.50 | 12.70 | 0.60 | 1.60 | 0.50 |
| Operating Profit | 28180.70 | 23728.20 | 19669.00 | 15362.30 | 13415.50 |
| Interest | 13643.90 | 11737.70 | 9866.90 | 7991.90 | 7612.00 |
| Loans | 10117.20 | 8758.40 | 7548.10 | 5934.60 | 5556.30 |
| Deposits | 0.50 | 0.60 | 2.20 | 3.70 | 7.90 |
| Bonds / Debentures | 3045.70 | 2754.30 | 2118.50 | 1851.30 | 1780.10 |
| Other Interest | 480.50 | 224.40 | 198.10 | 202.30 | 267.70 |
| Depreciation | 320.20 | 252.40 | 209.80 | 164.90 | 132.50 |
| Profit Before Taxation & Exceptional Items | 14216.60 | 11738.10 | 9592.30 | 7205.50 | 5671.00 |
| Exceptional Income / Expenses | -159.20 | | | -250.00 | |
| Profit Before Tax | 14057.40 | 11738.10 | 9592.30 | 6955.50 | 5671.00 |
| Profit After Tax | 10954.90 | 9121.10 | 7485.10 | 5445.80 | 4446.50 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 34755.30 | 25624.70 | 18749.10 | 12880.40 | 8754.70 |
| General Reserve | | | 748.50 | 545.00 | 435.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 34755.30 | 25624.70 | 18000.60 | 12335.40 | 8319.70 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 25.00 | 21.00 | 19.00 | 14.00 | 11.00 |
| Adjusted EPS | 25.00 | 21.00 | 19.00 | 14.00 | 11.00 |