| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 275582.00 | 170991.00 | 126350.00 | 105148.00 | 110823.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 270665.00 | 168770.00 | 124476.00 | 103686.00 | 109560.00 |
| Portfolio management services | | | | | |
| Dividend income | 57.00 | 47.00 | 71.00 | 24.00 | 8.00 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 4861.00 | 2173.00 | 1804.00 | 1439.00 | 1255.00 |
| Operating Income (Net) | 275582.00 | 170991.00 | 126350.00 | 105148.00 | 110823.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 19668.00 | 15666.00 | 13869.00 | 11994.00 | 10302.00 |
| Salaries, Wages & Bonus | 17962.00 | 14541.00 | 12946.00 | 11189.00 | 9539.00 |
| Workmen and Staff Welfare Expenses | 284.00 | 232.00 | 232.00 | 142.00 | 105.00 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | -2.00 |
| Operating & Establishment Expenses | 8025.00 | 6266.00 | 4503.00 | 4190.00 | 3955.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 4396.00 | 3680.00 | 3224.00 | 3125.00 | 2960.00 |
| Repairs and Maintenance | 1462.00 | 1126.00 | 628.00 | 516.00 | 577.00 |
| Insurance | 123.00 | 93.00 | 107.00 | 83.00 | 101.00 |
| Electricity & Power | 517.00 | 518.00 | 474.00 | 409.00 | 317.00 |
| Other Operating Expenses | 1529.00 | 850.00 | 69.00 | 58.00 | 1.00 |
| Administrations & Other Expenses | 5270.00 | 4761.00 | 3772.00 | 3336.00 | 2539.00 |
| Printing and stationery | 222.00 | 189.00 | 167.00 | 192.00 | 150.00 |
| Professional and legal fees | 1301.00 | 1247.00 | 784.00 | 402.00 | 283.00 |
| Advertisement & Sales Promotion | 2871.00 | 2427.00 | 1777.00 | 1787.00 | 1204.00 |
| Other General Expenses | 876.00 | 897.00 | 1045.00 | 955.00 | 902.00 |
| Provisions and Contingencies | 5873.00 | 8527.00 | 2986.00 | 1576.00 | 2109.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 2353.00 | 1060.00 | 265.00 | 169.00 | 289.00 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 3520.00 | 7467.00 | 2721.00 | 1407.00 | 1819.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 38836.00 | 35220.00 | 25130.00 | 21097.00 | 18905.00 |
| Operating Profit (Excl OI) | 236746.00 | 135771.00 | 101220.00 | 84051.00 | 91918.00 |
| Other Income | 416.00 | 360.00 | 590.00 | 289.00 | 161.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 5.00 | 6.00 | 8.00 | 10.00 | |
| Income from investments | | | | | |
| Provision Written Back | | | | | |
| Others | 411.00 | 354.00 | 583.00 | 279.00 | 161.00 |
| Operating Profit | 237162.00 | 136132.00 | 101810.00 | 84340.00 | 92079.00 |
| Interest | 99835.00 | 64657.00 | 46666.00 | 37093.00 | 38446.00 |
| Loans | 70975.00 | 46968.00 | 34616.00 | 26942.00 | 26523.00 |
| Deposits | | | | | |
| Bonds / Debentures | 28435.00 | 17321.00 | 11932.00 | 10050.00 | 11835.00 |
| Other Interest | 425.00 | 369.00 | 119.00 | 102.00 | 88.00 |
| Depreciation | 872.00 | 769.00 | 656.00 | 583.00 | 539.00 |
| Profit Before Taxation & Exceptional Items | 136455.00 | 70706.00 | 54488.00 | 46664.00 | 53094.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 136455.00 | 70706.00 | 54488.00 | 46664.00 | 53094.00 |
| Profit After Tax | 101341.00 | 52008.00 | 40497.00 | 34735.00 | 39543.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 262017.00 | 180707.00 | 145627.00 | 120095.00 | 101292.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 262017.00 | 180707.00 | 145627.00 | 120095.00 | 101292.00 |
| Equity Dividend % | 300.00 | 260.00 | 240.00 | 220.00 | 200.00 |
| Earnings Per Share | 252.00 | 130.00 | 101.00 | 87.00 | 99.00 |
| Adjusted EPS | 252.00 | 130.00 | 101.00 | 87.00 | 99.00 |