| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 170991.00 | 126350.00 | 105148.00 | 110823.00 | 105572.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 168770.00 | 124476.00 | 103686.00 | 109560.00 | 103285.00 |
| Portfolio management services | | | | | |
| Dividend income | 47.00 | 71.00 | 24.00 | 8.00 | 16.00 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 2173.00 | 1804.00 | 1439.00 | 1255.00 | 2271.00 |
| Operating Income (Net) | 170991.00 | 126350.00 | 105148.00 | 110823.00 | 105572.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 16966.00 | 13869.00 | 11994.00 | 10302.00 | 10063.00 |
| Salaries, Wages & Bonus | 15842.00 | 12946.00 | 11189.00 | 9539.00 | 9350.00 |
| Workmen and Staff Welfare Expenses | 232.00 | 232.00 | 142.00 | 105.00 | 116.00 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | -2.00 | 14.00 |
| Operating & Establishment Expenses | 4966.00 | 4503.00 | 4190.00 | 3955.00 | 3476.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 3680.00 | 3224.00 | 3125.00 | 2960.00 | 2736.00 |
| Repairs and Maintenance | 608.00 | 628.00 | 516.00 | 577.00 | 285.00 |
| Insurance | 93.00 | 107.00 | 83.00 | 101.00 | 165.00 |
| Electricity & Power | 518.00 | 474.00 | 409.00 | 317.00 | 289.00 |
| Other Operating Expenses | 68.00 | 69.00 | 58.00 | 1.00 | 0.00 |
| Administrations & Other Expenses | 4761.00 | 3772.00 | 3336.00 | 2539.00 | 2804.00 |
| Printing and stationery | 189.00 | 167.00 | 192.00 | 150.00 | 151.00 |
| Professional and legal fees | 1099.00 | 784.00 | 402.00 | 283.00 | 387.00 |
| Advertisement & Sales Promotion | 2427.00 | 1777.00 | 1787.00 | 1204.00 | 1559.00 |
| Other General Expenses | 1045.00 | 1045.00 | 955.00 | 902.00 | 706.00 |
| Provisions and Contingencies | 8735.00 | 2986.00 | 1576.00 | 2109.00 | 1836.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 1269.00 | 265.00 | 169.00 | 289.00 | 118.00 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 7467.00 | 2721.00 | 1407.00 | 1819.00 | 1718.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 35428.00 | 25130.00 | 21097.00 | 18905.00 | 18179.00 |
| Operating Profit (Excl OI) | 135563.00 | 101220.00 | 84051.00 | 91918.00 | 87393.00 |
| Other Income | 569.00 | 590.00 | 289.00 | 161.00 | 171.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 6.00 | 8.00 | 10.00 | | |
| Income from investments | | | | | |
| Provision Written Back | | | | | |
| Others | 562.00 | 583.00 | 279.00 | 161.00 | 171.00 |
| Operating Profit | 136132.00 | 101810.00 | 84340.00 | 92079.00 | 87565.00 |
| Interest | 64657.00 | 46666.00 | 37093.00 | 38446.00 | 36993.00 |
| Loans | 46968.00 | 34616.00 | 26942.00 | 26523.00 | 25620.00 |
| Deposits | | | | | |
| Bonds / Debentures | 17321.00 | 11932.00 | 10050.00 | 11835.00 | 11304.00 |
| Other Interest | 369.00 | 119.00 | 102.00 | 88.00 | 68.00 |
| Depreciation | 769.00 | 656.00 | 583.00 | 539.00 | 507.00 |
| Profit Before Taxation & Exceptional Items | 70706.00 | 54488.00 | 46664.00 | 53094.00 | 50065.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 70706.00 | 54488.00 | 46664.00 | 53094.00 | 50065.00 |
| Profit After Tax | 52008.00 | 40497.00 | 34735.00 | 39543.00 | 37222.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 180707.00 | 145627.00 | 120095.00 | 101292.00 | 69193.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 180707.00 | 145627.00 | 120095.00 | 101292.00 | 69193.00 |
| Equity Dividend % | 260.00 | 240.00 | 220.00 | 200.00 | 200.00 |
| Earnings Per Share | 130.00 | 101.00 | 87.00 | 99.00 | 93.00 |
| Adjusted EPS | 130.00 | 101.00 | 87.00 | 99.00 | 93.00 |