| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 69314.49 | 63543.90 | 56771.54 | 41649.95 | 28127.99 |
| Interest / Discount on advances / Bills | 60774.75 | 55257.04 | 49730.13 | 37077.66 | 25757.79 |
| Interest on balances with RBI and other Inter-bank funds | 159.93 | 109.58 | 105.57 | 180.59 | 518.83 |
| Income on investments | 8303.34 | 8058.28 | 6786.15 | 4108.29 | 1851.37 |
| Others | 76.47 | 118.99 | 149.69 | 283.42 | |
| Other Income | 11075.23 | 8461.97 | 7867.52 | 5891.91 | 3598.87 |
| Commission,exchange and brokerage | 7703.18 | 5886.26 | 5076.86 | 3609.70 | 2451.55 |
| Profit / (loss)on sale of investments(net) | 901.71 | 429.31 | 240.29 | 17.84 | 177.09 |
| Profit on sale of Fixed Assets | -10.39 | -4.85 | -14.72 | -6.70 | -19.97 |
| Foreign Exchange Gains | 0.02 | | | | |
| Income earned from subsidiaries/joint venture | 0.87 | 2.50 | | | 0.70 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 2479.83 | 2148.75 | 2565.09 | 2271.08 | 989.49 |
| Total Income | 80389.72 | 72005.87 | 64639.06 | 47541.86 | 31726.86 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 30604.42 | 27181.23 | 22677.04 | 14670.93 | 10392.07 |
| Intereston Deposits | 28503.84 | 24988.94 | 20307.06 | 13152.05 | 8934.25 |
| Interest on RBI / inter-bank borrowings | 678.82 | 837.54 | 885.69 | 511.67 | 243.61 |
| Other Interest | 1421.77 | 1354.74 | 1484.29 | 1007.21 | 1214.21 |
| Operating Expenses | 32683.95 | 27932.38 | 22790.99 | 18020.60 | 14963.81 |
| Payments to and provisions for employees | 17909.65 | 14994.93 | 11831.82 | 9202.54 | 8126.00 |
| Rent,Taxes and lighting | 2084.09 | 2103.05 | 1783.06 | 1369.44 | 1151.69 |
| Depreciation on Banks property | 1446.42 | 1347.24 | 982.90 | 902.79 | 804.43 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 20.13 | 18.65 | 19.59 | 14.09 | 12.87 |
| Law charges | 226.10 | 152.85 | 91.19 | 83.14 | 53.95 |
| Communication Expenses | 694.36 | 664.72 | 539.46 | 417.30 | 355.76 |
| Repairs and Maintenance | 570.91 | 564.80 | 493.37 | 392.46 | 305.37 |
| Insurance | 414.40 | 374.58 | 296.13 | 197.23 | 132.52 |
| Other expenses | 9317.89 | 7711.56 | 6753.48 | 5441.62 | 4021.22 |
| Provisions and Contingencies | 7991.00 | 7476.54 | 2149.38 | 177.96 | 11874.57 |
| Provision for investments | | | | | |
| Provision for advances | 7988.90 | 7477.00 | 2149.45 | 175.70 | |
| Others Provisions | 2.10 | -0.47 | -0.07 | 2.25 | 11874.57 |
| Profit Before Tax | 9110.34 | 9415.73 | 17021.66 | 14672.38 | -5503.59 |
| Taxes | 2184.00 | 2154.70 | 4206.75 | 3673.16 | -1357.68 |
| Current Income Tax | 2184.00 | 2154.70 | 3454.29 | 2920.70 | -2715.36 |
| Deferred Tax | | | 752.46 | 752.46 | 1357.68 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 6926.34 | 7261.03 | 12814.91 | 10999.22 | -4145.90 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 6926.34 | 7261.03 | 12814.91 | 10999.22 | -4145.90 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 27253.40 | 25445.03 | 17883.60 | 10275.70 | -709.66 |
| Transfer to Statutory Reserve | 1731.59 | 1815.26 | 3203.73 | 2749.80 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 25521.81 | 23629.77 | 14679.88 | 7525.90 | -709.66 |
| Equity Dividend % | | | 15.00 | 13.00 | |
| Earnings Per Share | 4.00 | 4.00 | 25.00 | 6.00 | -2.00 |
| Adjusted EPS | 4.00 | 4.00 | 25.00 | 6.00 | -2.00 |